Commercial Finance Calculator
Estimate how much money you can lend to finance commercial property purchases using our handy calculator tool.
Commercial Borrowing Calculation
Example Repayment Amount:
Total Security Value: £400,000.00
Gross Loan: £103,008.00
Gross LTV: 25.75%
Interest Rate: 0.84%
Breakdown
Arrangement Fee (2%): £2,000.00
Broker Fee (1%): £1,000.00
Total Interest: £10,080.00
Net Loan: £100,000.00
Legal Fees: £750.00
Valuation Fees: £380.00
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Experts in Bridging Finance
Before taking on a new; or second commercial property, it is best to see whether such a purchase can fit in your budget. Our commercial finance calculator will provide an instant exploratory snapshot before you look at more formal terms.
Commercial finance is traditionally longer-term finance, and gives you the financial blanket needed to refinance or purchase a business property. This allows business owner to have access to more capital than they perhaps personally would, which maintains existing cash flow at a steady level and makes predicting the long-term health of the company more easier.
What you need to qualify for commercial finance
- Minimum loan requirement are upwards of £10,000
- Loan to value of 70%, depending on the property secured
- A registered UK company or director with residency
- Access to historical trading history, or projected income forecasts
- A suitable property valuation on the security held
- Standard documentation like ID, year-end accounts, banking statements
Commercial finance can help:
- Business owners buying or investing in premises
- Companies that want to hold stakes in other commercial rental outlets
- Property developers with commercial projects to complete
- Investors wanting to sell on commercial units at best profit
- Landlords adding mixed-use or commercial property to portfolios
How to get your commercial estimation
- Add the property value, term length and loan value to the tool to obtain an estimated repayment figure. Use it as a guide only.
- This commercial loan calculator offers a simple way to best evaluate the feasibility of buying or refinancing a commercial property. For specific options suited to your own requirement, speak with our lending experts.
