Fast Commercial Bridging Loan
The commercial property landscape moves quickly – your ability to get finance should as well. Move fast on commercial property investments with urgent funds often given in 48 hours and accepted in 2 hours.
Goldhill Finance can grant secured second charge bridging loans for businesses and investors who need to move fast on investment opportunities. We are a private lender who lends directly, no broker middlemen, no delays, just instant decisions when you need urgent access to money. As a homeowner you could borrow from £25,000 to £500,000, secured on your commercial property (freehold or long leasehold), with most loans ready to go in 48 hours and often accepted in 2 hours.
Waiting around may cost you thousands. Get a fast commercial bridging loan with Goldhill Finance today!
What do we offer?
- Loans for purchases, refurbishments or refinancing
- Property loan used for commercial investment
- Loan sizes from £25,000 to £500,000
- Quick completion, typically 48 hours from enquiry
- Simple application journey, no proof of income
- The best flexible terms built to meeting your exit
- Urgent commercial property bridging loans in the UK
Why choose Goldhill Finance?
- Direct lender, no time-wasting with brokers
- Common sense based on commercial value
- Self-employed, complex credit, partnerships
- Repayment on interest roll-up or monthly rota
- Transparent process, urgent movement, no drama
- Desktop valuations to cut out time sensitive delays
Most common questions on loans for commercial property
Common uses of an urgent commercial property bridging loan include:
- A homeowner needing to raise money for the purchase of commercial property.
- Buying another commercial property before selling current one.
- Funding refurbishments or new conversion.
- Buying commercial units at auction.
- Adding properties to a buy to let portfolio.
- Interim funds whilst working on refinance approval.
- Limited companies
- Partnerships
- Sole traders or self-employment
- Property developers or investors
As long as you have viable security and a realistic, strong exit strategy, you’re good to go.
Typically for 12 months, however can be arrange for up to 2 years with an additional payment plan (subject to approval).
With the proper paperwork, valuation, and legal processes in hand - you can get funding for a fast bridging loan in as little as 2 days. If the need is more urgent, contact us.
Depending on risk, property type, LTV, and your exit strategy; this will determine your rate of interest. Lower risk = lower rate. Unfinished buildings, land, or complicated deals will cost more.
- Arrangement fee
- Valuation charge
- Legal fees (ours and yours)
- Broker costs (if payable)
- Exit fee (check your terms, as this may be waived)
Always consider the total cost of borrowing; including interest, setup, and exit fees, to understand the full financial outlay.
When it comes to a commercial bridging loan, anything with tangible value, including:
- Offices
- Retail units
- Warehouse buildings
- Industrial premises
- Development land
- Semi-commercial properties (shop with flat)
Commercial case studies
Exiting a costly mortgage
Loan: £200,000 | Monthly rate: 1.32% | 9 months
What it was for: Client had to get out of an expensive commercial mortgage so to avoid big penalties while they sorted a more affordable long-term deal.
How we made it easy: We completed everything within days of instruction, did all the heavy lifting on due diligence for them, which kept the business running without a hiccup.
Expansion opportunity
Loan: £430,000 | Monthly rate: 1.48% | 12 months
What it was for: A business owner spotted a unit next door coming up for sale and wanted to snap it up for expansion before someone else beat him to it.
How we made it easy: An emergency bridging deal was put together and approved on the same day, minimal wait with the security side, and we moved so quickly that they beat the competition to it.
