Short Term Business Loans
Business owners deal directly with us to access fast private finance for their business that is not available on the wider market.
Experts in Bridging Finance
Business owners need fast finance that is not readily available on the wider market, this is why they deal with us – a private lender who provides exactly that.
Bridging finance helps power business growth, supplement your working capital and fund expansions. A secured second charge business bridging loan is short-term finance backed by property. Our loans last from 1 to 24 months and hold flexible repayment options.
When you might use one
- You need a fast decision
- Need to borrow from £10,000 to £500,000
- Complete a property acquisition while waiting for another sale
- Need to complete refurbishment or conversion projects
- A convenient option to consolidating or restructuring business debt
- Paying off tax and other corporate liabilities such as VAT
- Capitalising when supplier discounts come around
- Providing interim working capital, perfect for seasonal businesses
- Funding the cost of expansion for the business (staff, interior fit-out, upgrades to space)
- Money towards securing or repairing business vehicles
Why choose Goldhill Finance?
- We understand non-standard deals, factoring in unpredictable credit, and tight timelines.
- Common-sense underwriting - We look at the whole picture, not just a credit score.
- Flexible criteria - We lend where others don’t: self-employed, complex structures, non-standard property.
- Fast & transparent - Streamlined process that moves quickly (decisions often in under 24 hours), with clear fees.
- Property expertise - We specialise in property-secured lending (commercial, residential, mixed use).
- Interim financing - Short term business finance with no long-term contracts. Direct funds often provided in under 48 hours.
Most common questions on short-term lending for businesses
Business case studies
Dealing with busy sales period
Loan: £75,000 | Monthly rate: 1.25% | 6 months
What it was for: Peak season was coming, orders were coming in constantly but stock wad depleted. They needed inventory yesterday - a classic cash-flow hold-up.
How we made it easy: Approved and paid the same day with minimal paperwork. They had pallets arriving the next morning and easily navigated their busiest sales period.
Product launch imminent
Loan: £180,000 | Monthly rate: 1.50% | 10 months
What it was for: New product launch on the horizon - samples were needed to be put to market and an aggressive marketing strategy was needed to hit their launch dates.
How we made it easy: We gave them the money fast with a repayment plan that perfectly fitted the business, as well as all the help you would expect to make sure the launch stayed on schedule without complication.