Property Development Finance UK
Helping new and experienced developers bring projects to life with quick access to private cash.
Experts in Bridging Finance
Goldhill Finance arrange secured second charge development bridging loans that can be used to help finance residential or commercial projects. A direct lender, we take immediate decisions to release funding quickly and keep projects on schedule. Borrow as little as £10,000 or as high as £500,000. Our loans are secured on houses, flats or commercial properties (freehold or long leasehold). Approvals are commonly delivered in under 48 hours with decisions often given in under 24 hours.
What we offer
- Development finance for ground-ups, conversions or heavy refurbs
- Loan sizes of £10,000 right up to £500,000
- Immediate decisions - typical completion in 48 hours
- Simple application process - no proof of income required
- Flexible terms to suit project timelines and exit strategies
Why choose Goldhill Finance?
- We are the lender, not a broker
- Property value-based lending
- Accepting self-employed and complex credit
- Choose interest roll-up or monthly payback
- No unnecessary delays
Most common questions on funding development projects
Development case studies
Property use conversion
Loan: £350,000 | Monthly rate: 1.45% | 15 months
What it was for: A developer was turning an old commercial build into flats and couldn’t wait the months it takes for regular finance to be delivered.
How we made it easy: Money released in stages as the build progressed, quick and simple paperwork, and we got it done quickly so the project never lost momentum.
Ground-up development
Loan: £500,000 | Monthly rate: 1.38% | 18 months
What it was for: Ground-up build of two detached houses – the builder needed cash up front for materials and labour to get diggers on site.
How we made it easy: Quick, straightforward valuation and we worked diligently with their legal and build teams so every drawdown happened exactly when they needed it.