Bridging Loan For Business
Business owners deal directly with us to access fast private finance for their business that is not available on the wider market. No waiting. No rigid bank processes. Decisive, urgent action for immediate funding when your business needs it.
Experts in Business Finance
Business owners need fast finance that is not readily available on the wider market, this is why they deal with us a private lender who provides urgent business loans.
Bridging finance helps power business growth, supplement your working capital and fund expansions. A secured second charge business bridging loan is short-term finance backed by property. Our loans last from 1 to 24 months and hold flexible repayment options.
When you might use one
- Fast decision needed on an urgent business loan
- Need to borrow from £25,000 to £500,000
- Complete property acquisition when waiting for other sale
- Complete refurbishment or conversion projects
- Consolidating or restructuring business debt
- Paying tax and other liabilities (VAT)
- Take advantage of supplier discounts
- Providing urgent day to day capital
- Funding expansion (staff, interior fit-out or upgrades)
- Money for business vehicles
Why choose Goldhill Finance?
- We understand non-standard deals, factoring in unpredictable credit, and tight timelines.
- Common-sense underwriting - We look at the whole picture, not just a credit score.
- Flexible criteria - We lend where others don’t: self-employed, complex structures, non-standard property.
- Fast & transparent - Streamlined process that moves quickly (decisions often in under 24 hours), with clear fees.
- Property expertise - We specialise in property-secured lending (commercial, residential, mixed use).
- Interim financing - Short term homeowner business loan with no long-term contracts. Direct funds often provided in under 48 hours.
“We had to move into a larger facility, something we couldn’t delay. In the past, we had found lenders to be slow, complicated, and frustrating. This was different, however. From the very beginning, Goldhill was focused on keeping things simple, uncomplicated, and hassle-free. As promised, the funds were available.
The timely availability of the funds helped us secure the new facility, set it up, and keep the business running smoothly without any issues.”
Most common questions on short-term lending for businesses
Business case studies
Dealing with busy sales period
Loan: £75,000 | Monthly rate: 1.25% | 6 months
What it was for: Peak season was coming, orders were coming in constantly but stock wad depleted. They needed inventory yesterday - a classic cash-flow hold-up.
How we made it easy: Approved and paid the same day with minimal paperwork. They had pallets arriving the next morning and easily navigated their busiest sales period.
Product launch imminent
Loan: £180,000 | Monthly rate: 1.50% | 10 months
What it was for: New product launch on the horizon - samples were needed to be put to market and an aggressive marketing strategy was needed to hit their launch dates.
How we made it easy: We gave them the money fast with a repayment plan that perfectly fitted the business, as well as all the help you would expect to make sure the launch stayed on schedule without complication.