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Bridging Loan For Business
Business owners deal directly with us to access fast private finance not available on the wider market. No waiting. No rigid bank processes. Desktop valuations for an immediate business bridging loan secured against property when your business needs it.
Business owners need fast finance that is not readily available on the wider market; this is why they deal with us a private lender who provides urgent business loans in time sensitive cases.
Bridging finance helps power limited company growth, supplement your working capital and fund expansions. A secured second charge business bridging loan is short-term finance backed by property. The loans we offer last from 1 to 24 months and offer flexible repayment options.
When you might use one
- Fast decision needed on an urgent business loan
- Need £25,000 to £500,000 with a loan against property
- Complete property acquisition when waiting for other sale
- Complete refurbishment or conversion projects
- Consolidating or restructuring business debt
- Paying tax and other liabilities (VAT)
- Take advantage of best supplier discounts
- Providing urgent day-to-day capital
- Funding expansion (staff, interior fit-out or upgrades)
- Money for business vehicles
Why choose Goldhill Finance?
- We understand non-standard deals, factoring in unpredictable credit, and tight timelines.
- Common-sense underwriting - We look at the whole picture, not just a credit score.
- Flexible criteria – Goldhill Finance Limited lends where others don’t. We can help those that are self-employed, anyone trying to develop complex structures or purchasing a non-standard property.
- Fast & transparent – Our streamlined process moves quickly, a decision is often given in 2 hours, with all fees made clear.
- Property expertise - We specialise in securing your business loan against UK property. Commercial, residential and mixed use are all taken into mind.
- Interim financing - Short term homeowner business loan with no long-term contracts. Direct funds often provided in under 48 hours.
“The company had an emergency situation where we needed immediate access to funds to complete a large stock purchase prior to the busy season. Goldhill helped us in this situation. Their decisions were quick, and the funds were available as promised. Because of their efforts, we did not miss the opportunity to grow our business and ensure our future.”
“We had to move into a larger facility, something we couldn’t delay. In the past, we had found lenders to be slow, complicated, and frustrating. This was different, however. From the very beginning, Goldhill was focused on keeping things simple, uncomplicated, and hassle-free. As promised, the funds were available.
The timely availability of the funds helped us secure the new facility, set it up, and keep the business running smoothly without any issues.”
Most common questions on short-term lending for businesses
Business case studies
Dealing with busy sales period
Loan: £75,000 | Monthly rate: 1.25% | 6 months
What it was for: Peak season was coming, orders were coming in constantly but stock wad depleted. They needed inventory yesterday - a classic cash-flow hold-up.
How we made it easy: Arranged a business bridging loan secured against property. Approved and paid the same day with minimal paperwork. They had pallets arriving the next morning and easily navigated their busiest sales period.
Product launch imminent
Loan: £180,000 | Monthly rate: 1.50% | 10 months
What it was for: New product launch on the horizon - samples were needed to be put to market and an aggressive marketing strategy was needed to hit their launch dates.
How we made it easy: We gave them the money fast with a repayment plan that perfectly fitted the business, as well as all the help you would expect to make sure the launch stayed on schedule without complication.