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Loan examples

Bridging Loan Cost Examples

Here are indicative repayments based on the loan amounts we can provide. We lend from £10,000 to a £500,000 bridging loan. Figures are examples only and vary with the term, amount borrowed and arrangement fees. Use our calculator to get a quote and start a discussion.

£10,000

A £10k bridge can cover urgent home repairs before a sale or longer-term finance completes.

Security value
£60,000
Term
2 months
Net LTV
17%
Rate
1.45% pcm
Arrangement fee
£100
Total interest
£290
Total to repay£10,390
£20,000

Fast capital for a small refurbishment or short-term cashflow gap.

Security value
£130,000
Term
6 months
Net LTV
15.4%
Rate
1.60% pcm
Arrangement fee
£200
Total interest
£1,920
Total to repay£22,120
£25,000

Settle an unexpected tax liability while longer-term funding is arranged.

Security value
£110,000
Term
5 months
Net LTV
23%
Rate
1.25% pcm
Arrangement fee
£250
Total interest
£1,562.50
Total to repay£26,812.50
£35,000

Short-term funding for an urgent purchase or minor development works.

Security value
£50,000
Term
4 months
Net LTV
70%
Rate
1.80% pcm
Arrangement fee
£350
Total interest
£2,520
Total to repay£37,870
£40,000

Immediate business cashflow to buy stock or equipment.

Security value
£165,000
Term
7 months
Net LTV
24%
Rate
1.10% pcm
Arrangement fee
£400
Total interest
£3,080
Total to repay£43,480
£50,000

Bridge the gap between selling your current property and completing a purchase.

Security value
£90,000
Term
9 months
Net LTV
55%
Rate
1.5% pcm
Arrangement fee
£500
Total interest
£6,750
Total to repay£57,250
£75,000

Ideal for light refurbishment or a quick purchase where timing is critical.

Security value
£110,000
Term
9 months
Net LTV
68.2%
Rate
1.40% pcm
Arrangement fee
£750
Total interest
£9,450
Total to repay£85,200
£100,000

Secure a promising renovation project while long-term finance is arranged.

Security value
£165,000
Term
6 months
Net LTV
61%
Rate
1.5% pcm
Arrangement fee
£1,000
Total interest
£9,000
Total to repay£110,000
£150,000

Refinance commercial debt and buy time to secure a better facility.

Security value
£250,000
Term
12 months
Net LTV
60%
Rate
1.5% pcm
Arrangement fee
£1,500
Total interest
£27,000
Total to repay£178,500
£175,000

Meet a tight auction completion deadline ahead of a refinance.

Security value
£290,000
Term
8 months
Net LTV
60.3%
Rate
1.10% pcm
Arrangement fee
£1,750
Total interest
£15,400
Total to repay£192,150
£250,000

Move quickly to acquire new business premises.

Security value
£320,000
Term
11 months
Net LTV
78.1%
Rate
1.25% pcm
Arrangement fee
£2,500
Total interest
£34,375
Total to repay£286,875
£300,000

Acquire and convert a mixed-use property while funding is finalised.

Security value
£390,000
Term
15 months
Net LTV
76.9%
Rate
1.30% pcm
Arrangement fee
£3,000
Total interest
£58,500
Total to repay£361,500
£350,000

Act on a larger opportunity such as portfolio expansion.

Security value
£460,000
Term
10 months
Net LTV
76.1%
Rate
1.25% pcm
Arrangement fee
£3,500
Total interest
£43,750
Total to repay£397,250
£400,000

Fund site acquisition or early-stage works on a larger project.

Security value
£500,000
Term
10 months
Net LTV
80%
Rate
1.5% pcm
Arrangement fee
£4,000
Total interest
£60,000
Total to repay£464,000
£500,000

Move fast on larger acquisitions such as warehouse or factory units.

Security value
£650,000
Term
12 months
Net LTV
76.9%
Rate
1.35% pcm
Arrangement fee
£5,000
Total interest
£81,000
Total to repay£586,000

See what your bridge would cost

Tell us the amount, the property and your timeline, and we'll give you a clear, no-obligation illustration.