Skip to content
Loan examples

Bridging Loan Cost Examples

Here are indicative repayments based on the loan amounts we can provide. We lend from £10,000 to a £500,000 bridging loan. Figures are examples only and vary with the term, amount borrowed and arrangement fees. Use our calculator to get a quote and start a discussion.

£10,000

A £10k bridge can cover urgent home repairs before a sale or longer-term finance completes.

Security value
£60,000
Term
2 months
Net LTV
16.7%
Rate
1.45% pcm
Arrangement fee
£100
Total interest
£290
Total to repay£10,390
£20,000

Fast capital for a small refurbishment or short-term cashflow gap with £20k.

Security value
£130,000
Term
6 months
Net LTV
15.4%
Rate
1.60% pcm
Arrangement fee
£200
Total interest
£1,920
Total to repay£22,120
£25,000

Use £35k to settle an unexpected tax liability while longer-term funding is arranged.

Security value
£110,000
Term
5 months
Net LTV
22.7%
Rate
1.25% pcm
Arrangement fee
£250
Total interest
£1,562.50
Total to repay£26,812.50
£35,000

Short-term funding of £35k for an urgent purchase or minor development works.

Security value
£50,000
Term
4 months
Net LTV
70%
Rate
1.80% pcm
Arrangement fee
£350
Total interest
£2,520
Total to repay£37,870
£40,000

Immediate business £40k cashflow to buy stock or equipment.

Security value
£165,000
Term
7 months
Net LTV
24.2%
Rate
1.10% pcm
Arrangement fee
£400
Total interest
£3,080
Total to repay£43,480
£50,000

Bridge the gap between selling your current property and completing a purchase with £50k.

Security value
£90,000
Term
9 months
Net LTV
55.6%
Rate
1.5% pcm
Arrangement fee
£500
Total interest
£6,750
Total to repay£57,250
£60,000

Pay up to £60k deposit on your next home before your current property sells.

Security value
£95,000
Term
6 months
Net LTV
63.2%
Rate
1.35% pcm
Arrangement fee
£600
Total interest
£4,860
Total to repay£65,460
£70,000

Buy a property that needs updating with £70k before a mortgage lender will lend on it.

Security value
£120,000
Term
8 months
Net LTV
58.3%
Rate
1.30% pcm
Arrangement fee
£700
Total interest
£7,280
Total to repay£77,980
£75,000

£75k is ideal for light refurbishment or a quick purchase where timing is critical.

Security value
£110,000
Term
9 months
Net LTV
68.2%
Rate
1.40% pcm
Arrangement fee
£750
Total interest
£9,450
Total to repay£85,200
£80,000

Release £80k funds from an inherited property to cover probate costs before it sells.

Security value
£135,000
Term
7 months
Net LTV
59.3%
Rate
1.45% pcm
Arrangement fee
£800
Total interest
£8,120
Total to repay£88,920
£100,000

Use £100k to secure a promising renovation project while long-term finance is arranged.

Security value
£165,000
Term
6 months
Net LTV
60.6%
Rate
1.5% pcm
Arrangement fee
£1,000
Total interest
£9,000
Total to repay£110,000
£150,000

Refinance commercial debt with £150k and buy time to secure a better facility.

Security value
£250,000
Term
12 months
Net LTV
60%
Rate
1.5% pcm
Arrangement fee
£1,500
Total interest
£27,000
Total to repay£178,500
£175,000

Meet a tight auction completion deadline ahead of a refinance with £175k.

Security value
£290,000
Term
8 months
Net LTV
60.3%
Rate
1.10% pcm
Arrangement fee
£1,750
Total interest
£15,400
Total to repay£192,150
£250,000

Move quickly to acquire new business premises with £250k.

Security value
£320,000
Term
11 months
Net LTV
78.1%
Rate
1.25% pcm
Arrangement fee
£2,500
Total interest
£34,375
Total to repay£286,875
£300,000

£300k can be used to acquire and convert a mixed-use property while funding is finalised.

Security value
£390,000
Term
15 months
Net LTV
76.9%
Rate
1.30% pcm
Arrangement fee
£3,000
Total interest
£58,500
Total to repay£361,500
£350,000

£350k allows you to act on a larger opportunity such as portfolio expansion.

Security value
£460,000
Term
10 months
Net LTV
76.1%
Rate
1.25% pcm
Arrangement fee
£3,500
Total interest
£43,750
Total to repay£397,250
£400,000

£400k can be used to fund site acquisition or early-stage works on a larger project.

Security value
£500,000
Term
10 months
Net LTV
80%
Rate
1.5% pcm
Arrangement fee
£4,000
Total interest
£60,000
Total to repay£464,000
£500,000

Move fast on larger acquisitions such as warehouse or factory units with a £500k lend

Security value
£650,000
Term
12 months
Net LTV
76.9%
Rate
1.35% pcm
Arrangement fee
£5,000
Total interest
£81,000
Total to repay£586,000

Let's discuss if bridging is right for you

Give us a quick call to tell us about your circumstances, and we'll give you a clear, no-obligation quote on what would work best.