Portsmouth Lending On Property
Deal directly with our team of private lenders. We promise quick financing and a smooth, trouble-free experience.
Lending Experts for Portsmouth
Portsmouth’s property market is really catching the eye of investors at the moment and is still going strong without any visible sign of cooling. The locals and business owners are totally into the waterfront vibe, there is a great rental market going, and the whole area is buzzing with the naval base and all the students from the university
If you are fast enough, a bridging loan (in simple terms, a short-term loan that gives you money quickly) allows you to step in and take those deals before anyone else. We take notice of clarity, speed, and providing confidence to the customer from the very first moment.
What we offer
- Loan sizes from £10,000 to £500,000
- Immediate decisions, often within 4 hours
- Funds deposited within 48 hours
- Simple application process
- Loans against residential property
- Loans for commercial property
- Short-term business finance
- Auction purchase loan facilities
Apply for a bridging facility in Portsmouth
When you reach out to us, we focus on the things that need working on immediately. We manage valuations, liaise with solicitors and deal with the paperwork which is generally the part that slows down traditional lenders. You get updates on a regular basis and also have full insight into the process, so you are always aware of the progress that is being made.
Portsmouth is a place where fast moves are greatly rewarded. Our workflow is designed in such a way as to keep away from the waiting period whether you are buying-before-selling, buying at auction or carrying out a refurbishment ahead of the re-mortgage. We ensure that everything is in sync so that the money can be deposited at the earliest, thus, giving you the freedom to go ahead without worry.
Homeowners
Place your home as a security to unlock vital funds that can help to stop chain delays or to carry out refurbishments on your building when cash is tight.
Developers
Borrow money over carefully planned out stages to bring your project to life. Great for commercial developments where management is key.
Commercial Investors
Secure the money needs to invest in new business locations, or to relocate current operations. Great for building or expanding investment portfolios.
Business owners
Navigate the day to day challenges of business more efficiently with fast capital injections. Good for stock replenishing or covering expenses.
The most popular bridging loan in Portsmouth is £165,000
Use the calculator below to assess your potential borrowing capacity and repayment ability.
Bridging Loan Calculator
Bridging: Indicative Quote
Total Security Value: £400,000.00
Gross Loan: £103,008.00
Gross LTV: 25.75%
Interest Rate: 0.84%
Breakdown
Arrangement Fee (2%): £2,000.00
Broker Fee (1%): £1,000.00
Total Interest: £10,080.00
Net Loan: £100,000.00
Legal Fees: £750.00
Valuation Fees: £380.00
Local uses of bridging loans in Portsmouth
- The purchase of rental properties near the University of Portsmouth
- Acquiring seafront apartments and homes in Southsea
- Backing the conversion of old terraces into high-quality student accommodation
- Utilising bridging loans to bridge the gap between sales
- Investing in commercial properties near the naval base and harbour
- Finishing auction purchases when limited time for completion
- Relocating or expanding your business in the Solent area
- Fixing up dated homes before refinancing in the long term
Portsmouth locations covered
- Southsea
- Fratton
- Milton
- Copnor
- North End
- Baffins
- Hilsea
- Drayton
- Cosham
- Farlington
- Old Portsmouth
- Port Solent
- Stamshaw
- Kingston
- Paulsgrove
- Landport
- Somerstown
- Wymering
- Eastney
- City Centre
“Obtained £215,000 to Southsea apartment closing before my sale was ready. The team was always responsive, and they kept everything going as they’d promised.”
Laura Jennings – Homebuyer, Southsea
“I relocated my workshop close to Fratton with a £94,000 cash injection. Goldhill Finance was very straightforward in their approach and I kept a lot of the time that would have been taken up with the usual chasing.”
Mark Dalton – Business Owner, Fratton
“The main reason for the loan I had to get was the £330,000 for a refurbishment project near Elm Grove. The opening of the account was very quick, and there was great communication during the entire process.”
Ben Harris – Property Developer, Elm Grove