Cambridge Property Loans Made Simple
Access private lender solutions for quick finance deals with hassle-free process.
Lending Experts for Cambridge
Cambridge is one of the areas with a very competitive property market in the UK and the major factors contributing to this are the high academic demand, excellent employment opportunities and a significant investment interest largely concentrated around the science and technology clusters. The likes of Chesterton, Petersfield and Newnham areas are so popular that after a property is listed for sale there, it gets secured in no time. In the same vein, rental homes close to the universities are rarely available for rent.
Essentially, a bridging loan is your tool to quickly execute your plan and yet make it in time before the rest of the buyers.
What you get from us
- Loan options of £10,000 and as high as £500,000
- Immediate decisions, hear back from us in 4 hours
- Money wired to your bank as quickly as 48 hours
- Easy application and simple communication
- Loans against residential property
- Loans for commercial or investment purchases
- Short-term business finance arrangements
- Auction property finance
Quick bridging application in Cambridge
At the time you reach us, we start the process required for your application to be successful. We get the valuation done, talk with the solicitors and fulfill the demands of the lender on your behalf so that you can have all the peace of mind and the freedom to focus on other things. You are provided with reports on a regular basis so it is always clear to you how far the application has gone.
Cambridge is a city that provides good returns for buyers and investors who are swift in making decisions. Whether you are in a position of buying before selling, starting a refurbishment project or making a purchase at an auction, we strive to keep the funding process as brief as possible. Our goal is to keep away from any unwanted waits and to have the release of the money in your hand as soon as possible so that you may proceed with the purchase while the offer is still valid.
Homeowners
Place your home as a security to unlock vital funds that can help to stop chain delays or to carry out refurbishments on your building when cash is tight.
Developers
Borrow money over carefully planned out stages to bring your project to life. Great for commercial developments where management is key.
Commercial Investors
Secure the money needs to invest in new business locations, or to relocate current operations. Great for building or expanding investment portfolios.
Business owners
Navigate the day to day challenges of business more efficiently with fast capital injections. Good for stock replenishing or covering expenses.
The most popular bridging loan in Cambridge is £305,000
Use the calculator below to assess your borrowing capacity and repayment costs.
Bridging Loan Calculator
Bridging: Indicative Quote
Total Security Value: £400,000.00
Gross Loan: £103,008.00
Gross LTV: 25.75%
Interest Rate: 0.84%
Breakdown
Arrangement Fee (2%): £2,000.00
Broker Fee (1%): £1,000.00
Total Interest: £10,080.00
Net Loan: £100,000.00
Legal Fees: £750.00
Valuation Fees: £380.00
Common uses for bridging loans in Cambridge
- Acquiring high rental yield properties close to the university campuses
- Securing beautiful family homes in areas of high demand like Chesterton or Petersfield
- Refinancing after upgrading or refurbishing of older homes
- Bridging the gap in finances when waiting for an existing sale to finalize
- Buying commercial units in the proximity of Cambridge Science Park
- Completing auction purchases where there are strict completion deadlines
- Relocation of business within the city and research clusters surrounding the city
- Converting traditional homes into chic rental accommodation
Cambridge areas we serve
- Chesterton
- Petersfield
- Newnham
- Arbury
- Trumpington
- Cherry Hinton
- Romsey
- Barnwell
- East Chesterton
- Castle
- Girton
- Fen Ditton
- Grantchester
- Milton
- King’s Hedges
- Abbey
- Eddington
- Waterbeach
- Histon
- Cambridge City Centre
“During a really competitive bidding period for a rental property close to Petersfield, I managed to get £265,000. The team was great at keeping everything in order, and that is exactly when the funds came.”
Daniel Reeves – Investor, Petersfield
“I got £118,000 to facilitate relocation of laboratory equipment near the Science Park. The communication was flawless, and the process was always on track.”
Dr. Sarah Coleman – Business Owner, Cambridge Science Park
“In order to fund a refurbishment project in Chesterton, I needed £385,000. The application was handled efficiently by Goldhill Finance, and the timing was spot on with my contractors.”
Edward Lyons – Property Developer, Chesterton