Bridging Finance Solutions in Essex
Reliable, responsive short-term funding across Essex.
Lending Experts for Essex
In Essex’s fast-moving market, where redevelopment, conversions and auction purchases are frequent, a bridging loan gives you the agility to move when others hesitate.
Our facilities are specifically tailored to deliver swift support while you ready longer-term finance, await a sale, or complete refinancing arrangements.
We place high priority on speed, and structuring finance that aligns with your planned exit strategy..
What we offer
- Loan sizes from £10,000 to £500,000
- Immediate decisions, often within 4 hours
- Funds deposited within 48 hours
- Simple application process
- Loans against residential property
- Loans for commercial property
- Short-term business finance
Apply for a bridging loan in Essex
Our application process is clear, streamlined and designed to move quickly. From your first enquiry, we map out available options, confirm eligibility, and deliver indicative terms with minimal delay. Once agreed, we co-ordinate all required third-party tasks (valuations, legal due diligence, etc.) to ensure smooth progression through to completion.
Throughout the journey, you’ll have a dedicated adviser who keeps you informed at every critical stage, with no needless complication. Whether you’re purchasing, refinancing, refurbishing, or resolving a timing issue, our aim is simple: to provide dependable short-term financing that aligns with your broader property strategy
£250,000 is the most common bridging loan in Essex
Use our calculator below to get an approximate idea of how much you could borrow and what your repayments might look like.
Bridging Loan Calculator
Bridging: Indicative Quote
Total Security Value: £400,000.00
Gross Loan: £103,008.00
Gross LTV: 25.75%
Interest Rate: 0.84%
Breakdown
Arrangement Fee (2%): £2,000.00
Broker Fee (1%): £1,000.00
Total Interest: £10,080.00
Net Loan: £100,000.00
Legal Fees: £750.00
Valuation Fees: £380.00
Common uses of bridging finance in Essex
- Purchase before selling an existing property (chain break)
- Auction acquisitions (typically 28-day completions)
- Refurbishment or conversion work (light or heavy)
- Investment and buy-to-let purchases
- Commercial or mixed-use property transactions
- Land acquisition or change-of-use funding
- Business cash-flow or interim funding solutions
- Exit from development (sale or refinance)
Essex areas that we serve
- Chelmsford
- Brentwood
- Canvey Island
- Waltham Abbey
- Epping
- Colchester
- Harlow
- Billericay
- Frinton and Walton
- Great Dunmow
- Basildon
- Maldon
- Rayleigh
- Harwich
- Brightlingsea
- Braintree
- Clacton-on-Sea
- Witham
- Saffron Walden
- Burnham-on-Crouch
“We secured a £190,000 short-term facility to acquire a Chelmsford townhouse conversion; the team turned things around before another investor stepped in.”
J. Morgan – Property Investor, Chelmsford
“We used bridging finance for a £240,000 commercial-to-residential project in Colchester: funds were deployed promptly and the process was transparent.”
K. Singh – Developer, Colchester
“Excellent service – responsive team and funds delivered exactly when I needed them.”
R. Pritchard – First Time Buyer, Harlow