Bridging Loans Approved in Kent
Lending Experts for Kent
Securing the right finance at the right time can be the difference between capturing a deal or missing out. A bridging loan provides the ability to move fast. Our lending solutions are tailored to provide timely support while you arrange longer-term financing, await a sale or set up refinancing.
Kent remains resilient and increasingly attractive, with strong commuter links into London and a mix of coastal, rural and urban investment opportunities. The average property price in Kent is around £384,000.
What we offer
- Loan sizes from £10,000 to £500,000
- Immediate decisions, often within 4 hours
- Funds deposited within 48 hours
- Simple application process
- Loans against residential property
- Loans for commercial property
- Short-term business finance
Apply for bridging finance in Kent
Our application process is transparent and streamlined, and it is designed to act swiftly. In your first inquiry, we outline available options, check eligibility, and provide indicative terms without unnecessary delay. Once agreed, we coordinate all required third-party inputs (valuations, legal due diligence, etc.) to ensure a smooth path to completion.
Throughout the process, you’ll have a dedicated adviser keep you informed at each key stage with no needless complications. Whether you are buying, refinancing, refurbishing or resolving a timing challenge, our aim is to deliver dependable short-term financing aligned with your broader property strategy.
In Kent, the most common bridging loan size is £250,000
Use our calculator below for an instant estimate of borrowing capacity and likely repayments.
Bridging Loan Calculator
Bridging: Indicative Quote
Total Security Value: £400,000.00
Gross Loan: £103,008.00
Gross LTV: 25.75%
Interest Rate: 0.84%
Breakdown
Arrangement Fee (2%): £2,000.00
Broker Fee (1%): £1,000.00
Total Interest: £10,080.00
Net Loan: £100,000.00
Legal Fees: £750.00
Valuation Fees: £380.00
Common uses of bridging finance in Kent
- Purchase before selling an existing property (chain break)
- Auction acquisitions (often 28-day completion)
- Refurbishment or conversion projects (light or heavy)
- Investment / buy-to-let purchases
- Commercial or mixed-use property transactions
- Land acquisition or change-of-use funding
- Business cash–flow or interim funding solutions
- Exit from development (sale or refinance)
Areas we serve in Kent
- Canterbury
- Folkestone & Hythe
- Sevenoaks
- Whitstable
- Sittingbourne
- Maidstone
- Dover
- Tonbridge
- Faversham
- Medway
- Tunbridge Wells
- Gravesend
- Ramsgate
- Deal
- Herne Bay
- Ashford
- Dartford
- Margate
- Hythe
- Thanet
“We required a £160,000 short-term facility to secure a Kent townhouse conversion; the team turned things around promptly so we got ahead of another bidder.”
Marlene Jackson – Property Investor, Tonbridge
“We used bridging finance for a £205,000 commercial-to-residential redevelopment in Canterbury: funding arrived quickly and the process was utterly transparent.”
George Halliday – Developer, Canterbury
“We needed an urgent loan to complete our auction purchase, the amount we needed was £84,750 – duly arranged with minimal time and fuss.”
Justine Grayson – Landlord, Dover