Quick Approved Finance Northampton
As private lenders we set up direct deals so that you get funds fast.
Lending Experts for Northampton
The housing market in Northampton is where the speed of transactions is largely impacted by the factors such as good commuter links, the increasing number of business areas, and the unceasing demand for rental properties close to the university and the General Hospital. At the same time, investment properties in a good location hardly go a day without a visit.
Frequently bridging loans are the answer as they provide the opportunity to make a move straight away and therefore take the advantage of the right deal without having to wait for slow lenders. We prioritise speed, communication, and ensuring that everything is kept clear at every stage.
Come and benefit from:
- Loans from £10,000 to £500,000
- Decisions in as little as 4 hours
- Money in your account within 48 hours
- A quick, hassle-free application
- Funding for both residential and commercial property
- Short-term business finance
- Help through every step
- Property acquisition loans for auctions
Complete a bridging application in Northampton
Once you get in touch with us, we start doing everything that your application needs. We perform valuations, work with solicitors and keep the talks open between parties, so that you do not have to ask for the updates constantly. You will always be at the highest level of knowledge regarding the stage of your application and the tasks that are yet to be completed.
On many occasions, Northampton is a place where people who make quick decisions get the benefits. If you are buying a home before selling, taking on a refurbishment project or completing a time sensitive auction purchase, we make the funding process easy and quick so that it is a straightforward one. We get rid of the usual obstacles and assure that money is made available as soon as possible.
Homeowners
Place your home as a security to unlock vital funds that can help to stop chain delays or to carry out refurbishments on your building when cash is tight.
Developers
Borrow money over carefully planned out stages to bring your project to life. Great for commercial developments where management is key.
Commercial Investors
Secure the money needs to invest in new business locations, or to relocate current operations. Great for building or expanding investment portfolios.
Business owners
Navigate the day to day challenges of business more efficiently with fast capital injections. Good for stock replenishing or covering expenses.
The most popular bridging loan in Northampton is £180,000
Use the calculator below to assess your potential borrowing capacity and repayment ability.
Bridging Loan Calculator
Bridging: Indicative Quote
Total Security Value: £400,000.00
Gross Loan: £103,008.00
Gross LTV: 25.75%
Interest Rate: 0.84%
Breakdown
Arrangement Fee (2%): £2,000.00
Broker Fee (1%): £1,000.00
Total Interest: £10,080.00
Net Loan: £100,000.00
Legal Fees: £750.00
Valuation Fees: £380.00
Northampton bridging finance scenarios
- Buying rental properties near the University of Northampton
- Buying up properties for families in places like Abington, Kingsthorpe, or Duston
- Paying for a property refurbishment before obtaining a new mortgage
- If you are waiting for the completion of an existing sale, you can use bridging finance
- Purchasing commercial units near the main transport corridors
- Finishing the purchase of properties bought at auction, where the deadline is short
- Helping with business relocation or growth within Northampton
- Turning the older homes into rental properties with the latest designs
Northampton areas we serve
- Abington
- Kingsthorpe
- Duston
- Far Cotton
- St James
- Wootton
- Weston Favell
- Upton
- Spinney Hill
- Boothville
- Great Billing
- Little Billing
- Headlands
- Kings Heath
- Hardingstone
- Hunsbury
- Moulton
- Overstone
- Town Centre
- Semilong
“As part of my conversion project in Northampton, I needed to raise £220,000. Goldhill Finance intervened in a highly professional manner and made it very easy for me to get the money at the perfect time.”
Laura Mitchell – Homebuyer, Abington
“I received the £82,000 that I was short of in my cash flow for a short period of time while I was growing my mechanic business in St. James. Everything went very smoothly and was finished very quickly, much quicker than I expected.”
Martin Doyle – Business Owner, St James
“For my refurbishment project in Kingsthorpe, I was required to raise £320,000. Goldhill Finance took control of the situation in a very professional way and facilitated my access to the funds at exactly the right time.”
Oliver Hammond – Property Developer, Kingsthorpe